Close your loan in 20 days. Guaranteed.

Our streamlined process is designed to give you a stress-free experience.
We’ll close your loan in 20 days, or we’ll pay you $1,000 at closing.

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Our simple promise to you

Get pre-approved with Reali Mortgage before making an offer, and we’ll close your loan in 20 days. If we can’t, we’ll give you $1,000. It’s that simple.

20-Day Terms and Conditions

  • Closing date must be at least the guaranteed number of days past the contract date.
  • Contractual closing date, as identified in Purchase & Sale Agreement, must not change.
  • Borrower must get pre-approved through Reali Mortgage before offer is ratified.
  • Borrower must dispute results of appraisal (if applicable) within 48 hours.
  • Borrower must respond to any communication in a prompt and timely manner, including:
    • Within 24 hours: Borrower provides signed appraisal order form
    • Within 24 hours: Listing Agent must provide Reali with Title/Escrow Master Settlement Statement and Preliminary Title Report
    • Within 48 hours: sign initial disclosures
    • Within 3 days: lock rate and pay for appraisal
    • Within 5 days: order appraisal
  • If contract is ratified on Friday, Sunday, or a holiday, the following business day will be counted as Day 1.
  • If “mail-away” closing is required, it must be communicated to Reali Mortgage 10 days prior to close.
  • Offer is only valid in states where Reali Mortgage is currently originating loans.
  • Each borrower make only take advantage of this offer once per property.
  • Offer is not available for the following:
    • Refinances
    • Properties that require appraisal reinspection
    • Government loans (VA Loans, FHA Loans, USDA Loans)
    • New Construction
    • Non-QM Loans (i.e. Bank Statement Program)
    • Properties in litigation or arbitration
  • To claim offer proceeds borrower must (1) originate their loan with Reali Mortgage and (2) email to initiate a guarantee claim.


What else should I know about mortgage?

What’s the difference between Reali and Reali Mortgage?
Reali is a full-service real estate brokerage without commissions, and we’re bringing that same fresh approach to home lending. This affiliate is called Reali Mortgage.
Why choose Reali Mortgage?

When you work with Reali Mortgage, you get a team that’s committed to providing a quick and transparent lending experience. Our customers can expect:

  • Industry-leading rates on all major loan types
  • Initial approval in minutes
  • 0% loan officer commission
  • 100% online application process
  • Concierge support when you need it via online chat, text, or phone
What types of loans do you offer?

Reali offers extensive loan products for all residential property types, including:

  • Single-family homes
  • Multi-family homes (up to 4 units)
  • Townhomes
  • Condominiums
  • Planned Unit Development (PUD)

Don’t see a loan program listed? Just give us a call!

Why are Reali’s rates the best?
Reali’s seamless tech-driven approach to lending helps us lower our costs and pass those savings to you. With the help of digital tools, our full-service team can focus on delivering top rated client experience.
Does Reali offer mortgages in my state?
Reali Mortgage, Inc. is fully licensed throughout the state of California. Good news, our team is working on expanding into more states soon.

Reali Mortgage, Inc. 777 Mariners Island Blvd. Suite 150, San Mateo, CA 94404 NMLS #1782943. © 2019 Reali Mortgage. All rights reserved. Reali Mortgage, Inc. is a subsidiary of Reali. Reali Mortgage, Inc. offers mortgages in the following states: California.


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