Close your loan in 20 days. Guaranteed.
Our streamlined process is designed to give you a stress-free experience.
We’ll close your loan in 20 days, or we’ll pay you $1,000 at closing.
Our simple promise to you
Get pre-approved with Reali Mortgage before making an offer, and we’ll close your loan in 20 days. If we can’t, we’ll give you $1,000. It’s that simple.
20-Day Terms and Conditions
- Closing date must be at least the guaranteed number of days past the contract date.
- Contractual closing date, as identified in Purchase & Sale Agreement, must not change.
- Borrower must get pre-approved through Reali Mortgage before offer is ratified.
- Borrower must dispute results of appraisal (if applicable) within 48 hours.
- Borrower must respond to any communication in a prompt and timely manner, including:
- Within 24 hours: Borrower provides signed appraisal order form
- Within 24 hours: Listing Agent must provide Reali with Title/Escrow Master Settlement Statement and Preliminary Title Report
- Within 48 hours: sign initial disclosures
- Within 3 days: lock rate and pay for appraisal
- Within 5 days: order appraisal
- If contract is ratified on Friday, Sunday, or a holiday, the following business day will be counted as Day 1.
- If “mail-away” closing is required, it must be communicated to Reali Mortgage 10 days prior to close.
- Offer is only valid in states where Reali Mortgage is currently originating loans.
- Each borrower make only take advantage of this offer once per property.
- Offer is not available for the following:
- Properties that require appraisal reinspection
- Government loans (VA Loans, FHA Loans, USDA Loans)
- New Construction
- Non-QM Loans (i.e. Bank Statement Program)
- Properties in litigation or arbitration
- To claim offer proceeds borrower must (1) originate their loan with Reali Mortgage and (2) email firstname.lastname@example.org to initiate a guarantee claim.
What else should I know about mortgage?
When you work with Reali Mortgage, you get a team that’s committed to providing a quick and transparent lending experience. Our customers can expect:
- Industry-leading rates on all major loan types
- Initial approval in minutes
- 0% loan officer commission
- 100% online application process
- Concierge support when you need it via online chat, text, or phone
Reali offers extensive loan products for all residential property types, including:
- Single-family homes
- Multi-family homes (up to 4 units)
- Planned Unit Development (PUD)
Don’t see a loan program listed? Just give us a call!
Reali Mortgage, Inc. 777 Mariners Island Blvd. Suite 150, San Mateo, CA 94404 NMLS #1782943. © 2019 Reali Mortgage. All rights reserved. Reali Mortgage, Inc. is a subsidiary of Reali. Reali Mortgage, Inc. offers mortgages in the following states: California.